
Southeastern Housing Foundation, Inc.

What is H2O?
H2O – Help 2 Own Housing™ is Southeastern Housing Foundation’s flagship homeownership platform—designed to bridge the gap between renting and traditional mortgage access.
Unlike conventional housing programs,
H2O™ is a structured, system-driven
housing platform utilizing:
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Standardized lease-to-own housing model
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Prequalified tenant/buyer process
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Participant development & credit preparation
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Rigorous, and continuous inspection process
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Performance monitoring & compliance
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Segregated financial controls
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Defined reporting and governance
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KPI driven performance system
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Purchase benefit program
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Pre-arranged mortgage financing upon program completion
How does H2O™ Work?
Participants enter through a 5-year structured lease-to-own program
while receiving:
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Home buyer education
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Financial education
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Credit enhancement and support
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Stable housing environment
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Purchase benefit
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Clear path to ownership culminating with 20-year FHA mortgage
This model aligns incentives, promotes accountability, and creates a clear pathway from renting to ownership.
Program Impact:
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2,300+ families successfully supported toward homeownership
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Proven performance across multiple markets and economic cycles
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Scalable model addressing one of the nation’s most pressing housing challenges
We measure success not only by units delivered, but by the long-term stability and independence of the families we serve.
Contact one of our advisors and see how easily you can become a home owner with
H2O!

